PennyPal: Budget Tracker

NO LOGIN NEEDED - FULLY FEATURED FREE VERSION - INSTANT INSIGHTS - BUILD FOR UK USERS

PennyPal is designed for couples and is the easiest way to understand your money — no login or bank connection required.

Everything runs on your device, and data is only shared with household members if you choose to enable it.

Simply upload your bank statement and get clear insights into your spending in seconds.

Currently free to use. Try Demo Mode to explore the app instantly with sample data.

Why people use PennyPal

• No login. No bank connection. Your data stays private and on your device.

• Upload → instant insights Turn statements into organised transactions and clear summaries.

• Supports major UK banks Works with Barclays, NatWest, Santander, HSBC, and CSV files.

• Try Demo Mode first Explore the app before using your own data.

• Made for couples and households Track personal and shared spending with clarity.

• Simple, useful insights See where your money goes with clean charts and monthly breakdowns.