Does the actual math for you
Finally — an app that does the actual math for you.
Girl Math is a budgeting app for women (and couples) who want a money tool that feels good to open. No spreadsheets. No guilt-coded red bars. No finance-bro vocabulary. Just a clean, beautiful way to know where your money is going and how much you have left to slay.
CONNECT YOUR BANK ONCE
Link your accounts through Plaid and your transactions flow in on their own. We never see your bank credentials — Plaid handles authentication directly with your institution. You just open the app and look at the numbers.
MONEY LEFT TO SLAY
Open the app and the first thing you see is exactly how much you have left for the month, broken down by category. A donut chart shows where your money has been. Budget bars show where you stand. Recent transactions stay one tap away.
BUDGETS THAT DON'T LECTURE YOU
Set monthly limits on the categories that actually matter to you — groceries, dining, shopping, subscriptions, whatever. Progress bars track your pace. The daily-budget number recalculates each day so you always know what's safe to spend.
BILLS AUTO-DETECT THEMSELVES
Recurring charges show up on your Bills tab without you adding them. Subscriptions, rent, gym, streaming. You see what's coming up before it hits, and the ones you forgot about become impossible to forget.
SASHES + SUNDAY MONEY RITUAL
Hit a budget, build a streak, share a sash. 20 handcrafted achievements. The Sunday Money Ritual is a 60-second weekly check-in — mood, reflection, one nudge for the week ahead. Default on, easy to skip.
COUPLES MODE
Share finances with a partner and keep your privacy controls. Toggle individual goals, transactions, and accounts to private or shared. No full financial merge required. Designed for partners who want visibility without losing autonomy.
REIGN FORECAST
A 24-month forward simulation across three scenarios shows what your money looks like if you keep going, level up, or pull back. Not a prediction — a possibility map.
NET WORTH + INVESTMENTS
Plaid Investments support brings holdings, account balances, and a 90-day net-worth sparkline into one screen. Card balances and credit utilization sit alongside (no credit score, no FCRA exposure — just the facts).
PRIVACY FIRST
Bank credentials never touch our servers. Bank data is read-only. Crash and performance data is the only thing collected unlinked from your account, and we never sell or share your financial data with anyone for advertising. Ever.
PREMIUM
A 7-day free trial unlocks after you connect your bank. After that, premium is $7.99/month or $47.99/year — less than one manicure a month, or a coffee a week with annual.
WHO THIS IS FOR
Built for women (and couples) aged 22-38 who find traditional finance apps either boring, guilt-trippy, or built for someone else. If you've ever closed a budgeting app because the red bar made you feel bad about yourself, this one is for you.
Privacy policy: luminaaio.com/girlmath/privacy
Terms of service: luminaaio.com/girlmath/terms
Support: support@luminaaio.com
Bank connections powered by Plaid. Subscriptions managed by RevenueCat. Not financial advice — for that, talk to a pro.
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