RUKISHA

Move money instantly, save automatically as you spend, and set aside for health, education, and holidays — all from one Rukisha wallet.

Rukisha is the all-in-one money app for Kenyans — built for how you actually spend, save, and look after your people.

MOVE MONEY INSTANTLY
• Send to any Rukisha wallet, M-PESA line, or bank account
• PesaLink, RTGS, and EFT transfers built in
• Save your favorite recipients for one-tap sends

SAVE AUTOMATICALLY AS YOU SPEND
Turn on Save As You Spend and Rukisha puts 1–15% of every transaction into your savings wallet. No discipline required — you save while you live your life.

WELFARE WALLETS FOR REAL LIFE
Keep dedicated pots for Health, Education, and Holiday. When the moment comes, the money is already there.

PAY BILLS AND MERCHANTS, NO USSD Paybill, Till, school fees, rent, insurance — pay anyone with a number, right from your wallet.

RUKISHA SMART PAY CARD A Mastercard-powered card that tracks every shilling you spend and plays nicely with your Rukisha savings rules.

BUILT FOR SECURITY Face ID, Touch ID, and fingerprint sign-in. Every transaction confirmed with a PIN or biometrics. Your session never leaves your phone unlocked.

DIASPORA-FRIENDLY Send money home, fund a wallet from card, pay fees or rent directly — from anywhere in the world.

Rukisha is built by CPF Kenya — a name Kenyans have trusted with their money for decades — now with a modern, private-first mobile experience.

Pay. Save. Welfare.