Orime

Stop leaving rewards on the table. Orime tracks every point across your credit cards, alerts you before they expire, and shows you the best card for every purchase.

Orime is the smartest way to manage credit card rewards in India.

Most people lose thousands of points every year — to expiry, to using the wrong card, to missing offers. Orime fixes that.

WHAT ORIME DOES

• Tracks every reward point across all your credit cards in one place • Tells you the best card to use for every purchase, in real time • Alerts you before points expire, before benefits lapse, before fees renew • Surfaces the highest-value redemption — flights, hotels, vouchers, statement credit • Suggests transfer partner bonuses when they're live

BUILT FOR INDIAN BANKING

• Works with HDFC, Axis, ICICI, SBI, IndusInd, Kotak, AU and more • Tracks SmartBuy, EDGE Rewards, iShop, Rewardz programs natively • Calculates real fee waivers, milestone bonuses, and category caps • GST-aware spend tracking for businesses

INTELLIGENT RECOMMENDATIONS

• "Use HDFC Infinia for 10x on dining tonight" • "Your 12,000 Magnus points expire in 8 days — transfer to Marriott for 18,000 nights" • "₹5K spend left this month to unlock your fee waiver"

TRAVEL & SHOPPING

• Search and compare flights, hotels, holiday packages • Pay with points + card combo at the best value • Browse partner store offers (Amazon, Flipkart, Myntra, Swiggy and more) • Book lounge access, travel insurance, and concierge services

BILLS, EMI & MORE

• Pay credit card, electricity, gas, mobile, broadband bills via BBPS • Track active EMIs and conversion offers • Manage saved billers with autopay reminders • Earn points on every bill payment

PRIVACY-FIRST

• Bank-grade encryption (AES-256) • Card numbers never stored on our servers • Face ID / Touch ID lock • You control what we see, always

Orime is free to download. Premium features may require an active credit card linked to a participating Indian bank.

Built in India, for India.