Cacao Ledger

Private, offline-first personal finance. Double-entry accounting done simply; no subscriptions, no cloud, no compromises.

Cacao is a personal accounting app built on double-entry bookkeeping; the same system professionals have used for centuries, now simple enough for anyone.

Whether you're tracking a salary, managing expenses across currencies, or just trying to understand where your money actually goes, Cacao gives you a complete and accurate picture every time.

What you can do:

• Record transactions with full debit and credit entries
• Organize money across assets, liabilities, equity, income, and expenses
• Generate an income statement, balance sheet, and trial balance
• Export reports as PDF for your records
• Work in multiple currencies with exchange rate support
• Export your data to JSON, CSV, or plain-text Ledger format — no lock-in

Built for privacy. Everything stays on your device. No account required, no subscriptions, no cloud.

New to double-entry accounting? Cacao is a great place to start, the structure guides you naturally without getting in the way.