Ledgeo: Loan Ledger & Tracker

Track loans, calculate EMIs & manage repayments — all in one place. Smart dashboards, PDF exports & shared schedules made simple.

Ledgeo is a smart EMI tracker and loan ledger built for borrowers and lenders. Track every loan, EMI due date, repayment, and outstanding balance in one secure app — whether you are managing your own debt or money lent to friends, family, or customers.

Stop juggling spreadsheets, paper notes, and awkward reminder messages. Ledgeo gives you complete clarity on every rupee borrowed and every rupee lent, with smart reminders, shared schedules, and clean repayment records.

FOR BORROWERS Stay on top of every EMI with intelligent reminders before the due date, on the due day, and after due if payment is still pending. Never miss a payment again, avoid late fees, and protect your credit health.

• Track personal loans, vehicle loans, gold loans, home loans, and informal borrowings
• See full EMI schedules with principal and interest breakdown
• Get debt-free faster with payoff insights and prepayment suggestions
• Monitor outstanding balance and repayment progress in real time

FOR LENDERS Manage money lent to family, friends, employees, or customers with professional shared schedules, borrower tracking, and payment verification. Remove confusion and reduce awkward follow-up conversations with automated reminders and transparent records.

• Create loan schedules and share them instantly with borrowers
• Verify payments with UPI reference tracking
• Track collection trends and repayment discipline
• Reduce disputes with a clear, time-stamped repayment ledger

KEY FEATURES

• EMI calculator and full loan schedule tracking
• Smart due-date reminders (before, on, and after due date)
• Borrower and lender shared schedules with mirror sync
• Payment proof with UPI reference number tracking
• Outstanding balance and repayment progress dashboard
• Debt health score with risk and performance insights
• Debt-free planning with payoff and prepayment suggestions
• Works for personal, vehicle, gold, home, business, and informal loans
• Secure local data storage — your financial data stays on your device
• Clean, distraction-free interface designed for daily use

WHY LEDGEO Most loan apps are built only for borrowers, or only for lenders. Ledgeo is built for both — so when you lend money to someone, both sides see the same schedule, the same payments, and the same balance. No more "I already paid" disputes. No more forgotten EMIs. No more messy WhatsApp screenshots as proof.

Whether you are tracking a home loan EMI, repaying a personal loan, or keeping records of money lent to a relative, Ledgeo turns every money relationship into a clear, professional, and stress-free experience.

WHAT IS NEW IN VERSION 1.2

• Refreshed user interface for cleaner navigation
• Fixed login issue affecting some users
• Performance and stability improvements

PRIVACY FIRST Your loan data is stored securely on your device. Ledgeo does not sell your financial information, and we follow strict privacy practices. Read our full policy at the link below.

Take control of your loans with confidence. Download Ledgeo and track your first loan in minutes.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.finmaksoft