Settlr Expense Tracker

The bill-splitting app that's actually a group hub. Split costs, chat in real time, and plan your next trip together.

Settlr handles the whole group, not just the math — split expenses, chat in real time, and plan the trip, the house, or the night out, all in one app. That usually means juggling a spreadsheet, a group chat, and a splitting app — here it's just the one. And it's completely free, with no in-app purchases, subscriptions, or ads!

Split it your way: • Add an expense in seconds — food, travel, rent, drinks, and more • Split equally, by exact amounts, by percentage, or by share • Multi-currency support with live — but editable — exchange rates • Smart category detection suggests the right category, or make your own

No account, no problem. Not everyone wants to download yet another app, so they don't have to: • Add anyone as a guest — no sign-up needed for them • Group members track the guest's expenses, balances, and payments on their behalf • Guests can claim their own account later via an invite link, with all their history carried over

Your group's planning board, built right in — a shared dashboard with widgets you can add: • Shared notes and checklists • Pinned places and maps for where you're staying or eating • Live weather for your destination • A shared calendar with reminders for the whole group • A shared photo and video wall

Settle up in one tap: • See who owes what at a glance, across every group and every currency • A debt-simplification algorithm works out the fewest payments needed • Record a payment you sent, or mark one you received as settled

Group chat, built right into the app: • Real-time chat in every group, plus direct messages between members • Photos, videos, voice messages, @mentions, reactions, and link previews

Stay on top of everything: • One combined activity feed for expenses, payments, and messages • Spending insights — charts by category and member, monthly trends, top expenses • Push notifications so nothing slips through the cracks

Built for roommates, trips, couples, and any group splitting costs together — or track your own personal expenses solo, no group required.