Halo - Budget & Bills Tracker

Halo - Your Personal Budget and Bills Tracker Take control of your money, all in one place. Halo gives you a clear, real-time picture of your net worth, from your bank accounts and investments to your loans and credit cards.

What you can track:

ASSETS AND SAVINGS - Add all your bank accounts and customize how they look with logos and colors. Watch your net worth grow day by day with automatic snapshots and a live change indicator that updates every time you open the app.

INVESTMENTS - Connect your stock portfolio and see real-time prices from US markets and crypto. You can add stocks outside of the US and edit prices manually. Track your all-time gain/loss, today's movement, and your full position history. Share your positions and gains with your friends with portfolio cards!

EXPENSES - Log personal expenses by category and see exactly where your money goes each month. Pay from a bank account or charge to a credit card and your balances update automatically. Put budget caps on each category and see if you have still have room to spend.

BILLS AND SUBSCRIPTIONS - Set up recurring bills with flexible schedules. Get alerts when something is overdue or coming due soon, and mark them as paid directly from any account or credit card with a single tap. You get push notifications following the three-notification strategy that reminds you a week ahead, the day before, and on the day itself if the bill is not yet paid.

TRIP & GROUP EXPENSES - Planning a trip? Create a trip to group your personal expenses and group bill splits together. See the full spend, who owes what, and share a clean summary card straight to your group chat. No more awkward "Who owes me again?" moments. Log expenses in any currency and Halo will do the work of converting to your base currency. No more headaches!

CREDIT CARDS & LOANS - Track credit card balances, utilization, and billing cycles alongside your loans and mortgages. Make payments that instantly reflect across your accounts and net worth.

More to offer:

A widget that does the talking - Glance at today's net worth change right from your home screen. The Halo widget updates every 30 minutes so your numbers are always close at hand. Bills can be marked as paid straight from the widget, no need to open the app!

Use Siri and shortcuts to log transactions without opening the app!

Built for Southeast Asia and the world - a PHP-first with support for USD, CAD, SGD, MYR, IDR, VND, HKD, JPY, KRW, EUR, GBP, AUD, AED, SAR, THB, and NT(TWD), KWD, NZD,BHD, CNY. Switch your base currency anytime and every number recalculates instantly.

Your data, backed up -Export a full backup of your financial data anytime and restore it on any device. Your data never leaves your hands.

YOUR DATA STAYS ON YOUR DEVICE Halo stores everything locally. No account required, no data uploaded to any server, no ads. Your finances are yours. Halo is built for personal use. It is not a bank and does not connect to financial institutions.

Halo is designed for simplicity — no subscriptions, no paywalls, just a clean tool to help you stay on top of your money.