WealthView: Pension Planner UK

Plan your retirement with confidence. Model pension drawdown, track net worth, stress-test your plan, and see exactly when your money runs out - or doesn't

WealthView is the UK retirement planning and net worth tracking app that puts you in control of your financial future.

RETIREMENT MODELLER See your pension pot projected from today through 30 years of drawdown. Three scenarios -- pessimistic, realistic, and optimistic -- show a range of outcomes so you can plan for what matters.

• Set a target monthly income or withdrawal rate
• Model your State Pension with deferral options (+5.8%/yr)
• Take a tax-free lump sum up to the £268,275 allowance
• Add DB pensions and rental income as guaranteed income streams
• Year-by-year breakdown shows exactly where every pound goes

STRESS TEST YOUR PLAN Four scenarios challenge your retirement plan: Longevity Risk (what if you live longer?), Low Growth, Market Crash in early retirement, and Care Costs. Each shows whether your pot survives with a clear pass/fail verdict.

ADVANCED SCENARIOS (Premium) Layer real life events onto your base plan:

• Property sales and contribution changes
• FIRE bridge phases -- draw from your ISA while your pension grows untouched until access age
• Phased retirement with reduced contributions
• Income changes by age (go-go / slow-go / no-go spending phases)
• Gifts and phased tax-free cash withdrawals
• ISA/Pension Bucket Mode for precise drawdown ordering

Save and compare multiple named scenarios side by side.

NET WORTH TRACKER Track everything you own and owe across 7 categories: Property, Mortgage, Cash, Investments, Pension, Debts, and Other Assets. See your total net worth, category breakdowns, and trends over time.

• Interactive chart with 1M, 3M, 1Y, 3Y, and MAX views
• Category filters to isolate pension growth, cash savings, or any single asset
• Milestone celebrations at £50k, £100k, £250k, £500k, £750k, and £1m
• Net Worth Modeller: project future wealth with per-asset growth rates

TAX OVERVIEW

• Income tax and National Insurance calculator (England, Wales, Scotland)
• Scottish 6-band SRIT support
• Pension Annual Allowance tracker with employer/employee split
• ISA allowance tracking (£20,000)
• Salary sacrifice NI savings
• Inheritance Tax projection to age 85
• Capital Gains Tax planning
• Retirement tax estimate based on your drawdown plan

COUPLE MODE Plan together. Add a partner profile with independent retirement assumptions and see combined projections.

BUILT FOR THE UK

• PLSA 2024/25 Retirement Living Standards benchmarks built in
• UK State Pension rates and rules
• Pension access age (55 rising to 57 from April 2028)
• UK tax bands and NI thresholds pre-loaded for 2026/27
• Lump Sum Allowance (£268,275)
• GBP by default (USD and EUR also available)

PRIVACY FIRST All data stays on your device. No account required. No data sent to servers. PIN security with auto-lock.

FREE TO START Unlimited accounts and all 6 tabs are visible for free. Premium (£7.99 one-time, not a subscription) unlocks the full retirement modeller controls, Advanced Scenarios, Stress Test, Net Worth Modeller, unlimited snapshot history, dark mode, real-terms charts, IHT/CGT sections, and more.

Retirement Needs Calculator -- estimate your monthly spending across 9 categories and compare to PLSA benchmarks, then apply the result directly to your retirement plan.

10-Step Guided Setup Wizard walks new users through every retirement assumption in plain English.

No subscription. No renewal. Pay once, own it forever. WealthView is designed for UK residents. Figures use UK tax thresholds, State Pension rules, ISA allowances, pension access age rules, and inheritance tax legislation for 2026/27. WealthView is a planning tool, not financial advice. For personalised guidance, consult a qualified financial adviser.