PayIQ

Know your exact take-home pay before pay day. Smart shift planning built for NHS staff - free to use.

PayIQ is the payroll companion built for healthcare staff on Agenda for Change contracts.

UNDERSTAND YOUR PAY Stop being surprised by your payslip. PayIQ calculates your exact take-home pay using accurate 2025/26 UK tax rates — including income tax, National Insurance, and pension deductions.

TRACK YOUR SHIFTS Log every shift you work — contracted hours, overtime, bank shifts, and night duties. PayIQ automatically applies the correct unsocial hours enhancements based on your band and shift type.

ACCURATE CALCULATIONS • Night shift uplift (30%) and Sunday enhancements (60%) • Bank holiday pay at the correct rate • Midnight-crossing shifts split correctly (Sunday night into Monday) • Overtime at time-and-a-half • Pension contributions by tier • Student loan deductions (Plans 1, 2, 4 & 5)

KNOW WHEN YOU GET PAID PayIQ understands Agenda for Change payroll timing — contracted pay lands end of month, variable pay follows next month. No more guessing.

COMPARE SHIFTS See exactly how much different shift types, bands, or hours pay before you commit — night vs day, overtime vs bank, your band vs another. Supports all bands from 1 to 9.

PLAN AHEAD Track your take-home trend across months and see your annual salary projection — so you always know where you stand.

DESIGNED FOR YOU Whether you're Band 1 to Band 9, full-time or part-time, permanent or bank-only — PayIQ handles your situation correctly. Supports all four nations and London weighting zones.

Simple. Accurate. Built for healthcare workers.