Bilanco Budget Manager

Track your debts, manage your assets, and achieve financial freedom.

Take complete control of your financial life!

Bilanco is more than just a debt tracking app – it's the smart assistant on your journey to financial freedom. Plan your debt relief, see your income and expenses, and track the value of your assets in real time.

WHY Bilanco?

Real Debt Projection: See not only today, but also the future! How does the tiered interest rate work on your credit card? When will your personal loan be paid off? How much has your gold debt increased compared to the market price? Learn all this with clear figures.

Smart Simulation Engine: Get the answer to the question "If I pay 5,000 TL this month, when will it be paid off?" in seconds. Compare different payment scenarios and determine the smartest strategy.

Comprehensive Debt Management

Credit Card: Graduated interest, minimum payment Personal Loan: Annuity installment plan, remaining payment view Cash Debt: Individual tracking, term/demand options Precious Metals: Instant exchange rate effect on gold/silver debts Foreign Currency & Crypto: USD, EUR, Bitcoin, Ethereum and more

Smart Payment Planning

Automatically create your monthly payment calendar See ​​how much you need to pay on which day Minimum payment and interest amounts are automatically calculated Payment day reminders with notifications Income & Expense Control

20+ ready-made categories (rent, groceries, transportation, entertainment...) Regular payments: Weekly, bi-weekly, monthly repetition Monthly budget tracking and deviation analysis Income-expense balance graph

Asset Portfolio

Gold: Separation of quarter, half, and full gold Silver: Gram-based tracking Foreign Currency: 27 different currencies Crypto: Bitcoin, Ethereum, USDT, and popular coins Valuation with real-time market prices Net worth calculation: Assets - Liabilities = Your financial strength

Live Market Data

Gold: Gram, quarter, half, full Silver: Gram basis Currency: USD, EUR, GBP, JPY, and 23+ more Crypto: Bitcoin, Ethereum, BNB, ADA, DOGE... Track price movements with charts Automatic currency update

Visual Reports

Monthly Financial Summary: Your status at a glance Debt Progress Line: How close are you to your goal? Net Worth Trend: Are you getting richer?

Financial Calendar

Daily income, expenses, and debt due dates Daily remaining balance projection Color-coded category separation Filterable view

SECURITY & PRIVACY

Face ID / Touch ID biometric login

End-to-end encryption

Works offline - your privacy is 100% guaranteed

No data loss with automatic backup

USER EXPERIENCE

Modern and Clean Interface: No cluttered menus, everything at a touch Dark & ​​Light Theme: Choose the mode that suits your eyes Turkish & English: Fully localized experience Google Login: Quick setup, get started instantly

WHO SHOULD USE IT?

Those who want to reduce credit card debt

Those who optimize personal loan payments

Gold and foreign exchange investors

Crypto portfolio owners

Those who want to balance income and expenses

Those who want to gain financial awareness

Those preparing for a debt-free future

Note: Market data is for informational purposes only. Evaluate your investment decisions with professional advisors.