WealthDesk

Markets redesigned: live sentiment cards, Magnificent 7 with logos, Indian ADRs, and intraday sparklines on every index tile.

WealthDesk is a complete wealth management app built for the Indian investor. Track every asset you own, follow the markets in real time and plan your financial future — all in one place, with no login and no subscription required.

YOUR WEALTH IN ONE VIEW Import your portfolio from an NSDL or CDSL CAS PDF — AI extracts every mutual fund, folio, stock and cost of acquisition in under 30 seconds. Add PPF, EPF, NPS, SSY, fixed deposits, bank accounts, real estate and physical gold. Your net worth updates live as markets move. Swipe between Overview (net worth chart, composition, smart tips) and Holdings (every asset grouped by category).

RESEARCH TOOLS FOR SERIOUS INVESTORS

• Fund Compare: analyse up to 3 mutual funds side by side with rolling returns, drawdown charts and SIP simulations.
• MF Watchlist: track funds across custom watchlists with live NAV, returns since added and star ratings.
• MF Virtual Portfolio: build your own allocation or pick from 20 model portfolios (Conservative to Aggressive). Backtest with real NAV history or project forward growth.
• Category Snapshot: rank every fund in a category by returns, drawdown and consistency.
• Market Movers: top gainers, losers and 52-week extremes across Nifty 50, Bank and Midcap 150. RSI Screener for oversold and overbought stocks.
• Stock Watchlist: track NSE stocks, global equities and crypto with price alerts that fire even when the app is closed.
• Stock Virtual Portfolio: backtest any basket of stocks with CAGR over 1, 5 and 10 years.
• Avg Down Calculator: find the right share count to reach a target average cost.

LIVE MARKETS — 60-SECOND AUTO-REFRESH

• Global Pulse: a live leaderboard banner shows the top two performers and worst mover across 18 global instruments. Tap to open the full Report Card with period returns from 1W to 5Y.
• Search: find any NSE stock, index or global stock directly from the Markets tab.
• India: Nifty 50, Bank Nifty, Midcap 150 and 15 more indices. Intraday candlestick charts, RSI, MACD, Pivots, DEMA, FII/DII flows.
• Global: US, European and Asian indices with live sentiment cards and intraday sparklines. Magnificent 7 (Apple, Microsoft, NVIDIA, Amazon, Alphabet, Meta, Tesla) and Indian ADRs on the US tab. DXY Dollar Index and VIX in Macro Indicators.
• Currencies: 12 pairs vs INR with detail charts from 1D to 5Y.
• Commodities: Gold, Silver, Crude, Natural Gas and Copper with USD and live MCX INR prices.
• Crypto: 20 coins with market cap, 24h volume, market-cap rank and full chart history.

PLANNING FOR EVERY LIFE STAGE

• Investor Profile: 14-question SEBI-aligned risk assessment yielding a Conservative-to-Aggressive category, Equity/Debt/Gold split and SIP return rate.
• 3-Bucket Retirement Strategy: Cash, Income and Growth bucket simulator with adjustable return rates.
• FIRE Calculator: four retirement corpus scenarios with inflation and return assumptions.
• Term Insurance Planner: Needs Analysis with precise cover amount and indicative premium.
• Compound Interest Calculator: lump-sum and SIP modes with a Rate Variance Matrix.
• NPS Exit Planner: PFRDA exit rules with tier-based lump-sum limits.
• Lifecycle Planner: full retirement journey with year-by-year tables. Return rate from your Investor Profile.
• Form 16 Tax Planner: Old vs New regime for AY 2026-27 with 80C auto-filled from tracked contributions.
• SIP Planner, SWP Planner, Goal Planner, Loan and EMI Calculator.

PRIVACY BY DESIGN No account. No subscription. CAS PDFs are processed by Claude AI on a secure server owned by WealthDesk and are not stored after import. All other portfolio data lives only on your device. AI analysis sends only asset category totals — never fund names or invested amounts. Market data from public APIs.