My Monthly Budget

Monthly Budget gives you a clear, honest picture of your personal finances — not just today's balance, but what it will look like every single day for the next year.

KNOW YOUR FUTURE BALANCE Your real-world account balance is the single anchor for every projection. Monthly Budget calculates your exact balance day by day into the future — and into the past — based on your income and expenses. No guesswork, no estimates.

MULTIPLE ACCOUNTS Manage all your accounts in one place — salary account, savings, credit card, or any other. Each account has its own daily balance chart and entry timeline. Reorder accounts with drag and drop to match your priorities.

INCOME & EXPENSES Add one-time or recurring transactions with full control over when and how often they repeat: weekly, monthly, quarterly, biannually, annually, or a fully custom interval. Skip or mute individual occurrences without deleting the entry — perfect for irregular months.

CUSTOM CATEGORIES & BUDGETS Organise entries with user-defined categories, each with its own SF Symbol icon. Set monthly spending limits per category per account and see at a glance whether you are on track.

BEAUTIFUL BALANCE CHARTS Visualise your daily projected balance as a line chart for any month, quarter, or year ahead. Spot upcoming dips before they become problems — a warning banner alerts you when your balance is heading near zero within the next 7 days.

FINANCIAL INSIGHTS Monthly Budget analyses your upcoming transactions and surfaces infrequent or large one-time expenses before they arrive — so you are never caught off guard by an unexpected charge.

CLOUD SYNC Your data syncs automatically across all your Apple devices via iCloud. A local fallback ensures the app works even when offline.

CSV IMPORT Import transactions directly from your bank's CSV export. Monthly Budget groups similar transactions into recurring entry proposals, making setup effortless.

APP LOCK Protect your financial data with a PIN code and Face ID or Touch ID. Set a custom lock timeout so the app locks automatically after your chosen idle period.

BACKUP & RESTORE Export a complete backup of all your accounts, entries, categories, and budgets to a file at any time. Restore from a backup with a single tap — your data is always safe.

PRIVACY FIRST No account required. No third-party analytics. Your financial data stays on your device and in your private iCloud.

Available in English and Danish.

Download Monthly Budget and always know exactly where you stand — and where you're headed.