MilitaryRetire

MilitaryRetire helps active-duty service members compare their retirement options side by side — so you can make a confident, informed decision before your window closes.

Enter your rank, years of service, DIEMS date, and TSP details. MilitaryRetire instantly shows your projected monthly and annual retirement pay under both the High-3 and Blended Retirement System, your estimated TSP balance at retirement, and lifetime value comparison — all with one-time purchase, no subscription.

Key Features

• High-3 vs BRS Comparison — Side-by-side monthly pay, annual pay, and lifetime value projections. Clearly see which system pays more given your career timeline.
• TSP Projections — Input your current balance and contribution rate. See how your TSP compounds through retirement under BRS with government matching factored in.
• SBP Calculator — Model Survivor Benefit Plan costs and payouts so your family is protected.
• VA Disability Estimator — Add your VA disability ratings (or anticipated ratings) and see the combined tax-free compensation that stacks on top of your retirement pay.
• Lifestyle Planning — Map your post-retirement income against projected expenses to see if your retirement plan covers your life.
• Saved Scenarios — Save multiple what-if scenarios. Compare retiring at 20 vs 24 years, or High-3 vs BRS at different pay grades.
• 2026 Pay Tables — Uses official DoD military pay tables bundled into the app. No internet required.
• No Subscription — One-time purchase. All features included. Your data stays on your device.

Who It's For

• Service members with a DIEMS date before January 1, 2018, deciding whether to opt into BRS
• Members who auto-enrolled in BRS wanting to understand their projected TSP + pension mix
• Anyone approaching the 20-year mark modeling their retirement income

Privacy

MilitaryRetire stores everything locally using SwiftData. No account. No cloud sync. No data collection. Your financial profile never leaves your device.

MilitaryRetire is a personal planning tool providing general estimates based on publicly available pay data. It is not financial advice. For authoritative figures consult DFAS, VA.gov, TSP.gov, or a licensed financial advisor.