MilitaryRetire

v2.0: live retirement workbench. Drag sliders to plan rank/date transitions, model TSP+IRA+401k buckets, see after-tax income — all offline, all yours.

Plan your military retirement live. MilitaryRetire turns rank, dates, accounts, and disability into a working draft you can drag and reshape on screen — not a stack of spreadsheets.

Built for active-duty service members deciding when to retire, whether to chase a final promotion, and how the post-service paychecks will actually stack up.

WHAT'S IN v2.0

• Retirement, live — Drag your current rank, date of rank, target rank at retirement, and target retirement date. Watch monthly pay, the High-3 / BRS multiplier, and your projected lifetime value recompute as you move. A "promotion impact" chip shows what making O-5 (or any next rank) is worth before you decide to chase it.

• Survivor planning — Spouse coverage and per-child rows with age steppers so SBP costs and dependent benefits roll off correctly as kids age out.

• VA Disability — Add ratings, see the combined-rating math (VA does NOT add ratings — each applies to the remaining healthy percentage). Concurrent receipt eligibility flagged automatically.

• NEW Taxes tab — Federal estimator with accurate brackets plus a single configurable state rate (set 0 for TX/FL/NV/WA/AK and other states that don't tax military retirement pay). Add concurrent civilian income and spouse income to see your true take-home.

• Lifestyle workbench — Separate cards for TSP, Traditional IRA, Roth IRA, Traditional 401(k), and Roth 401(k). Set growth rate, withdrawal age, and 4%-rule draw per bucket. 30-year stacked income chart with an after-tax overlay shows exactly what hits your bank account each year, by source.

• Settings — Profile, TSP details, VA ratings, assumptions, plus a new Education section with the Learn content moved in from the bottom nav.

PRIVACY

MilitaryRetire stores everything locally using SwiftData. No account. No cloud sync. No data collection. Your financial profile never leaves your device.

NO SUBSCRIPTION

One-time purchase. All features included. Uses the official 2026 DoD pay tables, bundled in — no internet required.

MilitaryRetire is a personal planning tool providing general estimates based on publicly available pay data. It is not financial advice. For authoritative figures consult DFAS, VA.gov, TSP.gov, or a licensed financial advisor.