Wealthly: Budget & Track Money

Now linking banks and brokerages — Fidelity, Schwab, Robinhood, and 12,000+ more. Cleaner subscriptions, sharper net worth math, and a 7-day free Premium trial.

WEALTHLY – SMART MONEY MANAGEMENT

The complete personal finance app link your banks and brokerages, auto-categorize spending, find forgotten subscriptions, plan retirement, and grow your net worth. Powerful features other apps hide behind paywalls, free in Wealthly.

NEW IN 2.3 • Smart Subscription Tracking — subscriptions flip to "Paid" the moment your real payment lands, and overdue bills show a clear badge. • Reliable Bank Sync — fixed a rare bug where transactions could disappear. • Smarter Ask Wealthly — accurate answers about your spending. • More Accurate Cash Flow — no more duplicate counts. • Connected Accounts — clearer paused state with one-tap resub. • Weekly Recap Step-Back — browse the past three weeks at a glance. • Net Worth chart restored with multiple time ranges.

SMART MONEY • Form 4 insider trades on every stock — see when execs buy and sell • Top 13F institutional holders for any ticker — Berkshire, Vanguard, State Street, Citadel (Premium) • Quarterly trend sparklines, percentage of float owned, and full filer portfolios • Share insider activity as social images

SMART CATEGORIZATION • Auto-categorizes 400+ merchants • Learns from your edits • Custom rules, synced across devices

SPENDING & BUDGETS • Unlimited budgets and transactions (free) • Paired transfers and split transactions • Account name on every transaction • "Mark as Transfer" keeps internal moves out of totals • Search, filters, notes, receipts • Import from major apps and banks

SUBSCRIPTION TRACKING • Detects recurring charges automatically • Per-merchant brand logos and monthly spend trend • One-tap review (track or dismiss) • Calendar view and renewal reminders • Swipe-to-cancel for fast cleanup

NET WORTH • Interactive chart with 1M / 3M / 6M / YTD / 1Y / All time ranges • Honest growth-vs-contributions breakdown • Category breakdown and KPIs • Hide accounts cleanly — historical chart correctly excludes them • Archive accounts with history preserved

INVESTMENTS & DIVIDENDS • Track stocks and ETFs (20 free, unlimited Premium) • Real company logos on every holding • Cost-basis-aware portfolio math • Dividend tracking and upcoming payments • Dividend Simulator: project annual after-tax income, model DRIP, compare against HYSAs and Treasuries (Premium)

RETIREMENT • Readiness score and long-range forecasts • What-if scenarios and Monte Carlo simulations • Auto-refreshing current savings from linked accounts • Export polished PDF reports (Premium)

CASH FLOW • Visual income-to-spending Sankey diagram • Drill into any category to see what drove the number

GOALS • Set targets and track savings progress • Link accounts for automatic updates • Split contributions across multiple goals • Milestone alerts and celebrations

ASK WEALTHLY • Ask questions about your spending, investing, and retirement • Smart Recommendations — tips for reducing spending, saving more, and spotting budget outliers • Account-specific insights • Runs entirely on your device

SMART ALERTS • Budget pacing, unusual charges, and large transaction notifications • Low balance warnings and net worth milestones • Free for all users

PRIVATE BY DESIGN • All analysis runs on your device • We never sell your data • Encrypted cloud backup, synced across your devices

WEALTHLY PREMIUM • Connect your banks and brokerages — Plaid + SnapTrade • Smart Money — institutional holdings and 13F tracking • Dividend Simulator with after-tax projections • Unlimited stock tracking • Advanced analytics, exports, and PDF reports • Ad-free experience • Priority support

Start with a 7-day free trial. Cancel anytime.

Powerful financial tools, clean iOS design, and real privacy — all in one app.

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