Penny - AI Expense Tracker

Penny is your AI-powered expense tracker built specifically for self-incorporated software professionals in Canada. Snap a receipt or describe an expense in plain language — Penny's AI instantly categorizes it using official CRA T2125 tax categories, so you're always tax-ready.

KEY FEATURES

AI Expense Tracking • Describe expenses naturally: "Lunch at Tim Hortons $14.50" • Snap receipt photos — AI extracts vendor, amount, date, and category • Powered by Google Gemini for accurate, instant analysis

Smart Budgets • Set monthly limits per category with real-time progress tracking • Visual progress rings and status badges (Safe, Warning, Critical) • Get alerts before you overspend

Canadian Tax Categories • All 38 CRA T2125 categories built in • General business, home office, and vehicle expenses • Tax-ready categorization from day one

Group Expenses • Create groups for family, business, or projects • Role-based permissions (owner, admin, member, viewer) • Expense approval workflows for teams

Income & Savings • Track multiple income sources with frequency calculations • Set savings goals with progress tracking and priorities • Monthly contribution targets and on-track indicators

Dashboard & Insights • Visual spending breakdown by category • Cash flow chart (income vs expenses) • Period comparison and trend analysis • Natural language search across all expenses

Security & Privacy • Face ID / Touch ID biometric login • Firebase Authentication with encrypted data • Your financial data stays private

Built with Flutter for a premium, native iOS experience.