VCNB Mortgage

VCNB Mortgage Applying for a home loan should be simple, convenient, and secure. With the Vinton County National Bank (VCNB) Mortgage App, you can start and manage your mortgage application anytime, anywhere—while still receiving the personal service you expect from your local community bank. Whether you are purchasing a home, refinancing an existing mortgage, or building a new home, our app allows you to complete your loan application at your own pace while staying connected with your local lender. Features include: • Apply anytime, anywhere – Complete your mortgage application securely from your mobile device. • Secure document upload – Upload pay stubs, tax forms, bank statements, and other documents needed for your loan. • Track your loan status – Receive updates as your loan progresses through the application and underwriting process. • Electronic document signing – Review and electronically sign required documents. • Communicate with your lender – Contact your loan officer directly through the process if questions arise. • Secure technology – Your personal and financial information is protected using industry-standard encryption and authentication protocols. At Vinton County National Bank, we combine modern technology with the trusted service of a local community bank. Our experienced mortgage team is available to guide you through each step of the home financing process. Important Disclosures Mortgage loans are subject to credit approval, underwriting guidelines, and property eligibility. Not all applicants will qualify. Programs, interest rates, terms, and conditions are subject to change without notice. Fees and closing costs may apply. Submitting a loan application or receiving a prequalification through this application does not constitute a loan approval or commitment to lend. Additional information and documentation may be required during the underwriting process. This mobile application is intended to assist customers in submitting and managing mortgage applications. Loan decisions are made in accordance with applicable federal and state lending regulations. Vinton County National Bank is an Equal Housing Lender and Member Federal Deposit Insurance Corporation. NMLS ID #483350. For more information about our mortgage loan originators and licensing, please visit Nationwide Multistate Licensing System & Registry Consumer Access. We comply with the Equal Credit Opportunity Act and the Fair Housing Act, and we do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, disability, familial status, receipt of public assistance income, or because an applicant has exercised rights under the Consumer Credit Protection Act. Use of this application is subject to our Privacy Policy and Terms of Use available at VCNBFamily.bank. Users are responsible for maintaining the security of their mobile device and login credentials.