Tipid App

Tipid is a private, offline budgeting app built for the way Filipinos actually handle money. Track every peso in seconds, set budgets and savings goals, keep tabs on utang, and watch your savings piggy grow — all on your iPhone, with nothing leaving your device.

No bank logins. No cloud. No accounts. No subscriptions. Your financial life stays yours.

LOG EXPENSES IN SECONDS • Just type it — "coffee 150 starbucks" — and Tipid figures out the rest. • Talk to it, or snap a photo of a receipt and let it read the details. • On-device AI categorizes spending automatically, so you don't have to.

SEE WHERE YOUR MONEY GOES • A clean Today dashboard shows balances, recent activity, and your net worth at a glance. • Smart insights and charts reveal your spending patterns and where you can save. • Net worth updates the moment you log income or an expense.

BUDGETS & GOALS THAT MOTIVATE • Set category budgets and track progress as you spend. • Create savings goals and watch your savings piggy grow plumper the more you save. • Cashflow forecasting helps you see what's coming before it hits.

BUILT FOR REAL LIFE • Track utang and money owed — who you owe and who owes you. • Installment plans and recurring transactions stay organized. • Planned payments and upcoming bills so nothing surprises you. • Multiple accounts: debit, credit, cash, and investments. • Multi-currency support, wherever you are.

PRIVATE BY DESIGN • 100% offline — your data never leaves your iPhone. • Face ID unlock and a privacy mode to hide balances. • On-device AI powered by Apple Foundation Models — smart, but private.

GOES WHERE YOU GO • Apple Watch app for logging on the move. • Home screen widgets and Siri support. • Export to CSV/JSON and generate PDF statements anytime.

Free to start, with a one-time purchase to unlock everything — no monthly fees, ever.

Track spending, save smarter, and finally see your money clearly. Salamat for using Tipid!