CAD Rate Tracker

Stop guessing when to convert your foreign currency to Canadian dollars.

CAD Rate Tracker pulls real-time exchange rates directly from the Bank of Canada and tells you when the rate is favorable — so you can convert at the right moment and keep more CAD in your pocket.

SMART SELL SIGNALS The app monitors the rate against its moving average and alerts you when it crosses your customizable thresholds. Choose between Cumulative (CMA) or Simple Moving Average (SMA), set multiple sensitivity levels, and see exactly why a signal fires with full formula transparency.

7 CURRENCIES SUPPORTED Track USD, EUR, GBP, AUD, JPY, CHF, and HKD against the Canadian dollar. Switch between pairs instantly, or compare them side by side on an interactive overlay chart.

REAL BANK RATE ESTIMATES See what you'll actually receive at Canada's Big Five banks — not just the mid-market rate. The converter shows best-case, typical, and worst-case scenarios for CIBC, TD, RBC, BMO, and Scotiabank with customizable markup ranges.

EXCHANGE LOG WITH TAX INSIGHTS Record every conversion you make. The app tracks your weighted average rate and compares it against the tax-period average, showing whether you're ahead or behind — useful context for anyone reporting foreign income.

CURRENCY CALCULATOR WITH 3 RATE SOURCES Convert between 8 currencies (CAD, USD, EUR, GBP, AUD, JPY, CHF, HKD) using your choice of rate source: Bank of Canada, European Central Bank, or FloatRates. Remembers your last currencies, works offline with cached rates, and shows comma-formatted results with a "last updated" indicator.

INTERACTIVE CHARTS Scrub through up to 6 months of historical rates with a touch-and-drag gesture. Charts overlay BoC mid-market and estimated bank rates so you can see the spread over time.

PUSH NOTIFICATIONS Get alerted when a sell signal fires, when the rate hits your custom target, or when the current rate beats your tax-period average. Background refresh keeps data fresh.

KEY FEATURES • Real-time Bank of Canada FX rates • Smart sell/hold signals with customizable thresholds • 7 currency pairs: USD, EUR, GBP, AUD, JPY, CHF, HKD • Multi-source currency calculator (BoC, ECB, FloatRates) • Multi-currency comparison charts • Big Five bank rate estimates with cost breakdown • Per-10K conversion impact analysis • Per-currency exchange log • Tax period tracking and analysis • Interactive 7D / 1M / 3M / 6M chart scrubbing • Push notifications for signals and target rates • Full signal logic transparency — see every formula • Offline support with cached rates • Dark mode optimized • No account required, no ads, no tracking

Data sourced from the Bank of Canada Valet API, European Central Bank via frankfurter.dev, and FloatRates.com. Bank rate estimates are approximations based on configurable markup ranges and may differ from actual quoted rates.