PalkkaOnline

Invoice as a private person — without your own company, sole-trader registration, or business ID. We handle taxes, insurance and payouts — you get paid.

Over 12,000 Finnish light entrepreneurs trust PalkkaOnline — from Helsinki to Rovaniemi, across every line of work.

Everything in one place. • Invoices in minutes — drafts, customers and VAT auto-filled • Expenses together — snap a receipt, amount and date detected • Travel expenses instantly — route, mileage and reimbursement filled automatically • Salary in your account — even the same day

LähiTapiola insurance as part of PalkkaOnline Turva • Liability cover €1M • Accident cover — daily allowance €45–85/day, no cap on treatment costs • Active immediately on registration

Built for every line of work • Salespeople, sales reps and telesales • Drivers and couriers • Builders, installers and carpenters • Students earning on the side • Security guards and stewards • Cleaners, consultants and freelancers

Help is always close • PalkkaBot replies instantly — Finnish, Swedish, English, Estonian, Russian, Ukrainian • Finnish team available weekdays 8–18

Pay only when you actually withdraw • 1.9% service fee when you withdraw your salary • PalkkaOnline Turva 1.5% — includes LähiTapiola insurance • €0 monthly fee

Send your first invoice today.