Plan & Spend : Budget Planner

Take control of your money with smart budgeting, expense tracking, AI insights, savings goals, and powerful reports—all with a one-time purchase.

Plan & Spend — Budget & Expense Tracker

Take control of your finances with Plan& Spend — the budgeting app that shows you not just where your money went, but where it's going.

Plan your income and expenses month by month, track what actually happens, and see the difference at a glance. Whether you're managing a household budget, saving for a goal, or keeping tabs on recurring bills, Plan-N-Spend gives you the clarity to make smarter financial decisions.

Try everything free for 14 days. No credit card required.

FREE — Always • Budget planning with full category management • iCloud sync across all your devices • Add income and expense entries

Essentials — $9.99 (one-time) • Income vs Expense chart with running balance • Expenses by Category chart • Cash Flow chart • Daily Balance chart • Monthly Activity report • Transactions List report • Budget vs Actual report • Recurring Commitments report • Savings Goals — set targets and track progress • PDF export — share or archive your reports

Pro — $19.99 (one-time) Everything in Essentials, plus: • Spending Mix chart — see how your categories compare • Spending Heatmap — spot your heaviest spending days • Budget Waterfall chart — visualise budget flow at a glance • Daily Spending Comparison — compare any two months side by side • Tax Deductible report — identify deductible expenses fast • Unplanned Spending report — catch budget overruns early • Receipt Scanning — capture and attach receipts to entries • Purchase Planner — plan big purchases before you buy • AI Insights — personalised analysis of your spending habits • Export & Import — full CSV and ZIP backup of your data

No subscription. Ever. Both tiers are a single one-time purchase. Pay once, use forever — including all future updates.

Private by design. Your data stays on your device and syncs privately through your iCloud account. No accounts, no servers, no ads.