XNLO

NLO is a money app and a self custody wallet in one.

Add money in your local currency, keep it in your own wallet, and withdraw to your bank whenever you want. No branch visits, no waiting, no minimum balance.

SET UP IN YOUR OWN LANGUAGE NLO detects your country and currency the moment you open it, and the whole app is available in twelve languages including English, Hindi, Bengali, Tamil, Telugu, Marathi, Gujarati, Arabic, Spanish, Indonesian, Portuguese and Chinese.

ADD MONEY THE WAY YOU ALREADY PAY Choose from bank transfer, debit and credit cards, and the local payment methods people use where you live. Payments are processed by our payment partners and usually arrive within minutes.

YOUR MONEY STAYS YOURS NLO is self custody. Your keys are created on your device, encrypted by your device, and never leave it. Not even we can access your funds. A secret recovery phrase lets you restore your wallet on any device.

ONE WALLET, MANY NETWORKS Hold and move assets across Ethereum, Base, BNB Chain, Arbitrum, Polygon, Avalanche and more, from a single balance. Send, receive and swap in a few taps.

TRADE ON QUANTUM DEX Live prices, clear charts and real pool data. Buy or sell with any token you hold, on any supported network, with fees shown before you confirm.

BUILT TO BE SAFE A PIN is required every time you open the app. Add Face ID or Touch ID if you prefer. NLO locks itself when you switch away, and your recovery phrase is shown only to you.

INVITE ONLY FOR NOW We are opening NLO gradually so we can support every new person properly. Join the queue inside the app, or use an invite code from someone already using NLO to come straight in. New places open every Friday.

The value of digital assets can go down as well as up. You alone control your wallet and your recovery phrase. If the phrase is lost it cannot be recovered by anyone, including NLO.