BudgetGPA

BudgetGPA — Smart budgeting designed for college students.

Track every dollar, plan your semesters, earn your Financial GPA, and discover your spending personality — all on your device with zero accounts required.

FEATURES: • Track expenses and income with 12 student-focused categories • Weekly Challenge with streak tracking to build better habits • Financial GPA (0.0–4.0) grades your budget adherence each semester • Spending DNA Quiz reveals your money personality • Scholarship ROI Calculator shows your $/hr from applications • Peer Benchmarks compare your spending to national student averages • Semester cost planning with actual vs planned tracking • Income Stream Builder with Financial Independence meter • Smart merchant detection auto-categorizes your spending • Split transactions across multiple categories • Recurring transaction automation • Home screen widget • Dark mode support

PSYCHOLOGY-DRIVEN DESIGN: Built on behavioral science research. Contextual nudges, identity-based motivation, and gamification help you build lasting financial habits — not just track numbers.

PRIVACY FIRST: All data stays on your device. No accounts, no cloud sync, no tracking. Delete the app = delete all data.

Built for students, by students.