Spending Tracker & Expense Log
Big expense? Don't let it crater your day. Spread it across weeks — DayBank trims a little off each day's budget until it's absorbed.
DayBank - Daily Budget & Rollover Spend Tracker with Streak Goals.
One number. Every day. Whatever you don't spend rolls to tomorrow.
DayBank gives you a daily spending limit and a simple rule: stay under it and the difference carries forward as a bonus. Go over and tomorrow adjusts. Your balance is always honest.
HOW IT WORKS Set a daily budget or monthly budget. Every morning your spending tracker resets with a fresh allocation. Unspent money rolls over automatically. Overspend and tomorrow gets a little less. No bank sync — you log it manually, so you feel it.
BUILD YOUR STREAK Stay under your daily budget every day and your streak grows. Overspending resets it to zero. The longer your streak, the stronger your money habit. Log every expense and watch the habit form.
SEE YOUR MONEY MOVE WITH FLOW. Most budgeting apps hand you charts. Flow gives you a feeling. Your cushion rises and falls like a tide — amber when you're ahead, coral when you've dipped below. Scrub through your spending day by day, pinch to zoom out to weeks and months, and get plain-language insights that tell you something you couldn't see yourself. All computed privately on your iPhone.
SPREAD for the expenses that don't fit in a single day
Life doesn't always budget neatly. A car repair, a new laptop, a dentist visit — sometimes a cost is real and it's now, but it doesn't have to wreck an entire day.
Spread lets you take any large expense and borrow it from your future self. Pick a window — a week, a month, up to 90 days — and DayBank silently deducts a small fixed amount each day until the balance is settled. Your arc reflects it, your widgets reflect it, your streak tracks against it. Nothing else to configure.
The math is simple: $300 over 30 days is $10 off your budget each day. That's a day you can still live normally.
Find it in Planned Expenses. Spread is part of DayBank Pro.
BUDGET TRACKER FEATURES
- Rollover balance — unspent money carries forward daily
- Daily budget mode or monthly budget with auto daily split
- Planned expenses — register fixed monthly costs so they're pre-accounted automatically
- Spending tracker with manual entry — the pause before you log is where saving happens
- Add expenses up to 3 days back
- Home screen widget shows your balance at a glance
- CSV export for full spending history
- Streak recovery tokens to protect your progress
DAYBANK PRO Planned expenses, Unlimited history, widgets, streak recovery, CSV export and more. 3-day free trial.
No spreadsheets. No bank connection. Just one number and a streak worth protecting.
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