Creasti turns saving money into a daily habit — like Duolingo, but for your wallet.
Award-winning app recognized with the Impact Award at the 2026 CSU I4E Showcase and the Excellence in Social Innovation Award at CSU Demo Day 2026.
Most finance apps track your money. Creasti changes your habits.
Creasti is a behavioral savings app that turns financial wellness into a daily habit — not a chore. Think streaks, levels, and an AI coach that remembers you.
HOW IT WORKS
Set savings goals. Make small deposits. Build a streak. Level up. That's it.
Goals & Streaks — Set targets, log deposits, watch your streak grow. Miss a day, lose your streak.
AI Coach — Powered by advanced language models. Ask anything about saving, budgeting, or your goals. Remembers your context across conversations.
Family Circles — Save together with family or friends toward shared goals. Leaderboards, shared progress, celebrations when the circle hits its target.
Learn & Earn — 15 short financial literacy lessons, quiz after each, earn XP. Built like Duolingo, focused on real-world money skills.
Savings Health Score — A composite score of your saving health, updated in real-time from deposits, streak, diversification, and consistency.
Insights Dashboard — Weekly recap, spending trend analysis, goal pace forecasts, and personalized nudges.
Smart Notifications — Gentle reminders that adapt to your behavior. Day 1 welcome, streak protection, Sunday recap.
Virtual Savings Vault — After every deposit, confirm you moved the money. Track the gap between logged and confirmed savings.
Milestone Sharing — Share your streaks and wins as beautiful cards designed for Instagram Stories.
Spending Analytics — 3-month trend charts, smart budget alerts, and day-of-week spending patterns to help you see where your money actually goes.
Group Savings Circles — Pool savings with friends for specific events. Spring break, apartments, birthday gifts, and custom events. Track contributions, invite members, and celebrate when the goal hits.
Weekly Challenges — Five auto-refreshing challenges every Monday, including Save $25 this week, Scan 3 receipts, Hit a 5-day streak. Earn XP for completion.
Referral Program — Invite friends with your unique code. When they join, both of you unlock 14 days of Premium free.
Coach Memory — Your AI coach remembers your conversations across sessions, making advice increasingly personal over time.
Behavioral science is built into every pixel. We don't just track your money — we help you build the habit of saving it. Streaks, celebrations, social accountability, and positive reinforcement work together to make saving money feel as good as any other habit you're proud of.
Creasti was built by Dieulin Napoleon, a finance student at Colorado State University, as a response to a simple truth: knowing how to save is not the same as actually saving. Awarded Impact Award (CSU I4E 2026) and Excellence in Social Innovation (CSU Demo Day 2026) for solving a real societal problem.
Free to use with 2 goals. Creasti Premium ($9.99/month) unlocks unlimited goals, unlimited AI coach, family circles, boosts, and the full Learn & Earn library.
Subscription auto-renews monthly unless canceled. Cancel anytime in App Store settings. No refunds for unused time.