baki: Budget & Expense Tracker

Track what's left after your bills — not just what's in your bank. Commitment-first budgeting for how you actually spend.

Most budgeting apps tell you what you have. Baki tells you what you actually have — after every rent payment, EMI, and subscription you've already promised away.

YOUR REAL BALANCE Your salary hits. Before you spend a rupee, Baki locks away every commitment — rent, loans, utilities, subscriptions — and shows you your real available balance. Not your bank balance. Your spending balance.

TRACK WHAT MATTERS • Log expenses in seconds with a single tap • See exactly where your money goes, by category • Watch your available balance update in real time as you spend • Add notes, payment methods, and tags to every entry

LOCK YOUR COMMITMENTS • Add recurring expenses once — rent, EMIs, OTT, gym, insurance • Baki deducts them automatically every month • PIN-lock the ones you can never miss so nothing slips through

INSIGHTS THAT MEAN SOMETHING • See your spending broken down by category • Compare this month to last at a glance • Spot patterns before they become problems • Get a plain-English AI summary of your month — no charts, no jargon

TRAVEL MODE • Plan trips with AI — describe where you're going and Claude builds a day-by-day itinerary with budgets per destination • Switch to Travel to track expenses in any currency • Set daily budgets per destination • All spending converted back to your home currency automatically

BAKI PRO • AI spending analysis — a smart summary of your month, every month • AI Travel Planner — describe a trip, get a full itinerary, confirm and it's set up automatically • 5 years of spending history — browse and export anytime • Unlimited expense logging — no monthly cap • No ads. Ever.

Baki is built for people who want honesty about their money — not just a number that sounds reassuring.

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