Kaldo

Your finances, finally organized.

Kaldo is a personal finance tracker built for people who want clarity without complexity. Create separate wallets for your bank accounts, savings, cash, or credit cards. Track every transaction. See exactly where your money goes.

No ads. No bloat. Just a fast, focused tool that helps you stay on top of your money.

MULTIPLE WALLETS, ONE OVERVIEW Set up as many wallets as you need and see all your balances at a glance. Transfer money between wallets and keep a clear record of every move.

MULTI-CURRENCY SUPPORT Track finances in EUR, USD, GBP, and CHF. Each wallet has its own currency, and your dashboard groups balances accordingly. Perfect if you manage money across borders.

SHARE WITH FAMILY OR PARTNERS Invite others to view or edit your wallets. Assign roles so everyone sees what they need. Changes sync instantly for all collaborators.

SMART CATEGORIZATION Kaldo learns from your habits. Start typing a label and it predicts the right category based on your history. Create custom categories with colors and icons to match your system.

REAL-TIME INSIGHTS See your income vs. expenses broken down by day, week, or month. Drill into category breakdowns to find exactly where your money is going. Filter by wallet or view everything at once.

CALENDAR VIEW See your daily income and spending on a monthly calendar. Tap any day to review its entries. A different way to spot patterns in your financial habits.

BUILT FOR SPEED Kaldo syncs in real time. Add an entry on your phone and see it instantly on the web. No manual refresh. No waiting.

KEY FEATURES

• Unlimited wallets with multi-currency support
• Four entry types: income, expense, transfer, balance adjustment
• Search and filter entries by type, label, or category
• Custom categories with colors and icons
• Spending and income charts with flexible date ranges
• Category breakdowns with percentages
• Wallet sharing with viewer and editor roles
• Calendar view for daily spending patterns
• Balance adjustments for easy reconciliation
• Dark mode support
• Syncs with Kaldo web app

Whether you are tracking personal spending, managing a household budget, or keeping tabs on shared expenses with a partner, Kaldo gives you the tools without the overwhelm.

Start free today.