Piggy: Budget & Track Money

Know your numbers. Keep more of your money.

Piggy started with a spreadsheet. We budgeted that way for years because nothing else gave us the same control, but we got tired of broken formulas, clunky mobile editing, and rebuilding the same tabs every month. So we built the app we actually wanted: the structure and precision of a great spreadsheet, with automatic transaction sync, categorization that learns from you, and budgets that adapt as you spend. The result is simple. You always know exactly where you stand, on any day of the month, and make every dollar count.

Getting started is simple. Pick the categories you actually use, set a budget for each, and log transactions by hand. Upgrade to Piggy Plus whenever you're ready to connect your bank, auto-sync transactions, and let Rules learn your preferences with every edit to make every dollar work for you.

Track everything in one place

• Every balance, transaction, and trend in one clean view, whether you add accounts by hand or sync them with Piggy Plus.
• Watch your net worth climb over time on a single graph.
• Accounts grouped by institution, with credit cards and loans in red so liabilities feel like liabilities.
• Search any transaction by merchant, category, account, or amount.

Budget like a better spreadsheet

• Set a monthly income target and an envelope budget for every category, with income on top and expenses below.
• The Budget Pace chart shows whether you're on track right now, not just at month-end.
• The Activity column glows the moment you cross a limit.
• Name and style every category with any emoji you like.

Hit your goals, get rid of debt

• Set a savings goal and Piggy calculates exactly how much to set aside each month.
• Choose snowball or avalanche for debt, and watch your debt-free date appear on a projection that updates as you pay down.
• With Piggy Plus, link a credit card to a debt goal and the balance updates itself with every sync.

Never miss a subscription or bill

• Piggy scans your synced transactions for repeating charges and pulls every subscription, rent, and utility bill into one monthly view.
• Confirm a detected bill with one tap, and get a heads-up three days before each one is due.

Rules that learn you

• Categorize a transaction once and Piggy remembers that merchant forever.
• The next Starbucks lands in Dining automatically. Review, edit, and clear every rule in one place.
• Piggy gets quietly smarter the longer you use it.

See where it all went

• Spending broken down by category, merchant, month, and week. Income, expenses, savings rate, and net flow, all in one view.

Budget Pals

• Share one budget with your partner. Inviting a pal needs Piggy Plus, and joining is always free.
• Sign in separately and see the same numbers, goals, and transactions.
• Built for the conversation, not for sharing credentials.

Widgets

Track your categories, net worth, account balances, and budget pace right from your Home Screen and Lock Screen.

Built for every Apple device

Native on iPhone, iPad, and Apple Watch at no extra cost, with sidebar navigation and multi-column layouts on iPad. Light mode, dark mode, and multi-currency support included.

A membership with you in mind

Piggy Plus comes as a one-time Lifetime purchase or a recurring Annual or Monthly plan. Every paying member gets full access to every feature we ship going forward, with new features shaped by real member feedback.

No ads, ever

Piggy isn't supported by advertisers. We don't sell financial products, surface third-party offers, or interrupt your time in the app.

Private and secure

Piggy connects to your bank through Plaid, the same provider trusted by Venmo, Robinhood, and Chime. Your bank credentials never touch our servers, and we will never sell your personal or financial information.

Privacy Policy: https://www.piggybudget.app/privacy.html

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/