PocketPilot - Finance

Stop overpaying on MoMo fees! Track spending automatically and save money with our unique Smart Saver fee optimizer. 100% private, 100% local.

Master Your Mobile Money with PocketPilot.

PocketPilot is the ultimate financial co-pilot for the modern mobile economy. Designed specifically for users of MTN MoMo, Airtel Money, and Access Bank, PocketPilot turns your transaction alerts into powerful financial insights—without ever leaving your device.

WHY POCKETPILOT?

THE SMART SAVER (FEE OPTIMIZER) Why pay more in fees than you have to? Our proprietary algorithm analyzes your transfer amounts and generates "Batch Plans." By splitting large transactions into smaller, optimized batches, you can save significant amounts on every transfer.

AUTOMATED TRACKING

• No more manual entries. By utilizing iOS Shortcuts integration, PocketPilot securely ingests your transaction SMS alerts to build a real-time dashboard of your income and expenses.

• Instant Categorization: See exactly what you spend on Food, Utilities, and Transport.

• Visual Reports: Track your financial health with clean, intuitive charts.

• Multi-Account Support: Manage MTN MoMo, Airtel Money, and Access Bank in one place.

ONE-TAP PAYMENTS Select an optimized plan and get the exact USSD string ready to dial. We handle the math; you just hit the green button.

PRIVACY WITHOUT COMPROMISE Your financial data is sensitive, which is why PocketPilot is Local-First.

• Zero Servers: We don’t have a database in the cloud. Your data stays on your iPhone.

• No PINs: We never ask for or store your mobile money PIN.

• Total Transparency: View the original source SMS for every entry in your ledger.

Download PocketPilot today and fly through your finances with confidence!