UnderstandU

Expense tracking made simple. Open the app, say "lunch was 35," and AI automatically captures the amount, category, and time. Done.

Dongni is an AI-powered finance tracker and smart money manager. Just chat to record expenses—type or snap a photo, and AI extracts the amount, category, and date automatically.

AI Chat-Based Tracking
Record transactions in natural language. Snap a photo of receipts, bills, or credit card statements—AI auto-extracts amounts, merchants, dates, and categories. Confirm and save in one tap.

Smart Financial Reports
Visualize income/expense trends, category breakdowns, and cash flow at a glance. The new financial health analysis panel gives you a clear picture of spending patterns and saving habits. View by day, month, or year.

Category Icons
50+ built-in category icons—dining, transport, housing, shopping, and more—make your ledger instantly recognizable. Customize icons to match your style.

Bill Calendar
A calendar view shows daily income and expenses at a glance. Supports events, to-dos, and memos. Drag to reschedule, tap for details.

Multilingual
Full support for Chinese and English. Follows your system language automatically, or switch manually in settings.

More Features

• Budget management: set monthly budgets and track progress in real time
• Loans & repayments: keep track of lending and borrowing
• Multi-account management: bank cards, cash, and credit cards in one place
• Excel/CSV import & export: batch-import historical data with downloadable templates
• Dark mode: light, dark, or follow system theme
• Data security: all data stored locally on device; AI features only upload with your explicit consent