Centsible Scholar

Centsible Scholar turns your child's grades and behavior into real financial lessons.

Created by a licensed family therapist with 25 years of experience, Centsible Scholar connects academic achievement directly to money management — teaching kids how the real world works while motivating excellence at home.

HOW IT WORKS Students earn rewards based on their grades. Those earnings are automatically allocated into taxes, retirement savings, and spending — just like a real paycheck. Good behavior earns bonuses. Daily financial literacy questions build knowledge over time.

FOR PARENTS • Create and manage multiple student accounts • Review and approve grades with built-in conflict resolution • Monitor behavior across 10 categories including Diet, Exercise, Respect, and Cooperation • Track earnings, savings goals, and financial progress • Conduct structured family meetings with a guided 6-step process • View analytics and trends over 18 weeks of history

FOR STUDENTS • Answer a daily Question of the Day matched to your grade level (3rd-12th) • Build streaks and earn XP for consistent participation • Set savings goals with fun emoji and track progress • See your earnings broken down into taxes, savings, and spending • Earn behavior bonuses up to 20% and education bonuses up to 5%

KEY FEATURES • Grade tracking with automatic reward calculations and GPA • Behavior assessments across Obligations and Opportunities • Real-world financial allocation including taxes, retirement, savings, and discretionary • Daily financial literacy questions by grade level • Savings goal management with progress tracking • Family meeting scheduler with guided discussion steps • Detailed analytics with charts and trend data • Push notifications for reminders and achievements

THE PHILOSOPHY Structure + Discipline + Repetition = Success. Centsible Scholar gives families a proven framework to build financial literacy, character, and academic motivation — all in one app.

Questions? Visit centsiblescholar.com

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