Niramaya by BimaKavach

Niramaya by BimaKavach, health insurance, doctor consultations, and wellness benefits, all in one app. Your complete health protection, always in your pocket.

Niramaya gives you instant access to your group health insurance, 25,000+ cashless network hospitals, free doctor consultations, and exclusive wellness discounts, seamlessly, securely, and on the go.

PROTECTION • Download and share digital health cards for your entire family in seconds • Submit and track claims from your phone, no follow-up calls needed • Find 25,000+ cashless network hospitals near you instantly • Get step-by-step pre-authorization support for stress-free admissions • View policy details, coverage, and sum insured anytime

WELLNESS • Free doctor consultations via video or chat, no waiting rooms • Up to 60% off on health check-ups, mental wellness, nutrition & fitness • Save up to 20% on medicines from partner pharmacies • Special pricing on screenings, diagnostics, and preventive care • Discounts on meals, supplements, and recovery services

CARE • 24/7 health support from advisors, anytime, any question • Book specialist appointments directly through the app • Browse and schedule preventive health packages at diagnostic centers

SECURE & TRUSTED • IRDAI-registered 256-bit encrypted ISO-certified Zero third-party data sharing

Niramaya by BimaKavach | Protection. Wellness. Care. All in one.