Catalyst Cash: Money Manager

Most budgeting apps show you charts of money you've already spent. Catalyst Cash tells you what to do next.

Each week, run a focused money audit and walk away with clear answers — not just data: what's safe to spend before bills hit, which subscriptions and fees are coming, which card to use for a purchase, and the single move that matters most right now.

No sprawling dashboards. No guesswork. A sharper plan, every week.

WHAT YOU CAN DO

• Know your safe-to-spend number before bills and renewals land
• Catch upcoming subscriptions, annual fees, and timing gaps early
• See checking, savings, debt, cards, rewards, and cash flow in one place
• Pick the right card before you pay — and stop leaving rewards on the table
• Build a weekly action plan for debt payoff, saving, and spending control
• Ask AI follow-up questions grounded in your real, current numbers
• Track by hand, or connect accounts when you want automation
• Keep a local-first record, and back up, export, or restore anytime

Catalyst Cash is for people who want an active money system, not passive charts. Open the app, run the audit, understand your week, and move with intent.

YOUR DATA STAYS YOURS Privacy-first by design: your core records stay on your device. Unlike apps that monetize your financial data, Catalyst Cash never sells your data and uses no third-party advertising tracking. AI audits and Ask AI require in-app AI Data Consent before any request is sent; requests use minimized financial context routed through Catalyst Cash LLC's backend proxy to OpenAI, our current production AI provider. Optional online features — AI, account linking, backup, restore, and export — run only when you choose them.

Catalyst Cash Pro Monthly: $12.99 for 1 month. Catalyst Cash Pro Annual: $119.99 for 1 year. Catalyst Cash Pro Lifetime: one-time purchase of $249.99. Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Lifetime does not auto-renew. Terms of Use: https://catalystcash.app/terms Privacy Policy: https://catalystcash.app/privacy