SAM- Smart Asset Manager

SAM is your personal AI financial wingman — built to help you understand your money, make smarter decisions, and actually stick to your goals. Most finance apps just show you numbers. SAM tells you what they mean and what to do next. CONNECT YOUR ACCOUNTS Link your bank accounts and credit cards securely through Plaid. Your transactions sync automatically so you always have a real-time picture of your finances — no manual entry required. YOUR AI FINANCIAL COACH Ask SAM anything about your money. Get personalized insights, spending breakdowns, and actionable advice based on your actual financial data. SAM learns your habits and gives you guidance that's specific to you — not generic tips from a blog post. SMART TRANSACTION CLASSIFICATION SAM automatically categorizes your transactions using a proprietary behavioral taxonomy — not just "Restaurants" or "Shopping," but what your spending actually says about your habits. Understand patterns you never noticed before. BUDGET SMARTER Set budgets by category. SAM monitors your spending against your goals and alerts you before you overspend — not after. Get AI-suggested budget amounts based on your real spending history. TEAM CHALLENGES Turn money goals into friendly competition. Invite friends or family to savings sprints, no-spend challenges, and spending reduction goals. A live leaderboard keeps everyone motivated. CASH FLOW FORECASTING SAM detects your pay cycle and recurring bills to show you exactly where you stand between paychecks. Know if you're on track before payday — not after. SMART NOTIFICATIONS Proactive nudges when something unusual happens in your spending. Get alerted for large transactions, recurring charges, budget milestones, and team challenge updates — all intelligently timed so you're not bombarded. SECURE BY DESIGN Face ID / Touch ID lock, bank-level encryption, and Plaid's industry-standard bank connection. Your data is encrypted in transit and at rest. SAM never sells your data.

FREE FEATURES

• Create an account and set your financial preferences
• Complete the onboarding questionnaire
• View the pricing and subscription options SAM PRO (subscription required)
• Link bank accounts and sync transactions automatically
• AI financial coach with personalized insights
• Smart transaction classification and behavioral analysis
• Budget tracking with AI-suggested limits and overspend alerts
• Team savings challenges with live leaderboard
• Cash flow forecasting and pay cycle detection
• Smart spending notifications and advisor digests
• Financial achievement badges

SUBSCRIPTION SAM requires a subscription to access premium features including bank account linking, AI coaching, and smart notifications.

• Free trial: 7 days
• Monthly subscription: pricing shown in the app
• Annual subscription: pricing shown in the app Payment is charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. You can manage and cancel your subscriptions in your Account Settings on the App Store. PRIVACY SAM connects to your bank accounts via Plaid to read transaction data. We do not sell your data or use it for advertising. Full privacy policy at https://www.samfintech.com/legal. Terms of Use: https://www.samfintech.com/legal Privacy Policy: https://www.samfintech.com/legal