Submoney: Subscription Tracker

Now with Light, Dark & System themes and redesigned cards. See the exact balance to keep in your account today—so every subscription is covered.

Most subscription apps only tell you WHEN things renew. Submoney tells you WHAT TO KEEP in your account right now, so every subscription and recurring bill is always covered.

Add your subscriptions and recurring payments once, and Submoney does the math every day: the exact amount to set aside so nothing ever bounces or catches you by surprise.

WHY SUBMONEY • Daily "to set aside" balance — know your real spendable money, not just renewal dates. • Subscriptions + recurring payments in one place — Netflix, Spotify, rent, gym, and more. • Variable costs handled — for things like gas or groceries, Submoney averages your recent inputs to estimate the real recurring cost. • Free-trial tracking — add a trial with a reminder before it charges; it converts automatically when you keep it. • Payment calendar — every upcoming charge mapped out so you always know what's coming and when. • Annual spend, visualized — see what each subscription costs per year and your total at a glance. • Home screen widgets — your required balance and next payments without opening the app. • Light, Dark & System themes — Submoney looks right however your phone is set.

PRIVATE BY DEFAULT Your data lives on your device. No account required, nothing sent to us.

Submoney is free to use. An optional one-time Submoney Plus unlock adds unlimited items, deeper spending analytics, and data export — no subscription needed to track your subscriptions.

Stop guessing. Always know what to keep in the bank.