NetWorthOS - Budget & Assets

Track your net worth, budget, and FIRE goals with a unique retro, geeky terminal interface. Dark & light modes. Multiple currencies. No account required.

NetWorthOS is a personal net worth tracker wrapped in a retro terminal aesthetic. No cloud accounts, no sign-ups — your financial data stays on your device. Track your assets and liabilities, monitor your net worth over time with built-in graphs, and set savings goals with visual progress tracking. The budget tracker helps you log income and expenses, view category breakdowns, set monthly spending limits, and track your savings rate. Features: ∙ Net worth dashboard with month-over-month and year-to-date trends ∙ Asset and liability management with categories and notes ∙ Monthly net worth snapshots with history and search ∙ Interactive net worth graph with data points ∙ Budget tracker with income/expense logging and category breakdowns ∙ Monthly budget limits with usage warnings ∙ Savings goal with progress bar and goal line on charts ∙ FIRE calculator using the 4% rule ∙ Investment growth simulator with compound interest ∙ CSV and text data export ∙ 6 color themes: Green, Amber, Blue, Purple, Red, Cyan ∙ Dark and light display modes ∙ 10 currencies including PHP, USD, EUR, GBP, JPY ∙ Biometric and passcode lock ∙ Monthly reminder notifications ∙ Completely offline — no account needed, no data leaves your device Whether you are just starting to track your finances or working toward financial independence, NetWorthOS gives you a clean, focused, and private way to see where you stand.