Track expenses, chat with your data, and get AI-powered insights — all processed on-device for complete privacy. Your data, Your devices, Your iCloud

Take control of your money with Outlay, the privacy-first expense tracker powered by on-device AI.

CORE VALUE

↳ Unlike traditional apps, Outlay keeps your financial data completely on your device and iCloud — nothing is sent to external servers.

KEY FEATURES

##FREE##

Smart Expense Tracking

↳ Log and categorise expenses effortlessly

Privacy First

↳ No tracking. No ads. No data collection.

iCloud Sync

↳ Seamless experience across all your iPhone and iPad devices

Widgets - Home Screen & Standby mode

↳ Smart glanceable Widgets! For that moment when time is of the essence

##PAID##

AI Insights (On-Device)

↳ Understand spending patterns with private, intelligent insights

FinChat

↳ Engage with Oink, your personal finance AI companion, who is always on standby to provide real-time chat updates on your expenses. ↳ Ask questions about your spending, like:

• "How much did I spend last weekend?"
• "What did I spend the most on this month?" ↳ Get more pre-defined prompts in the built-in "Quick Prompt" library under the chat section

Beautiful Customisations:

↳ Add themes of your choice based on your mood ↳ Express yourself using multilingual support starting with English & Hindi. More language support is coming in future. *AI responses are currently delivered in English ↳ Clean charts to understand your finances at a glance ↳ See your expenses on a map to understand where you are spending

Gamification

↳ Gamify your spending by hitting your daily limit and stay motivated with Streak!

Lookback

↳ With this option, look back on historical spending trends anytime

• Terms of service: https://www.ruptapas.com/outlay/outlay-terms-of-service-and-privacy-policy
• Privacy policy: https://www.ruptapas.com/outlay/outlay-privacy