ArthaCalc:Financial Calculator

Plan smarter with post-tax SIP returns, LTCG tax breakdown, dream home planner, loan prepayment analysis & live currency converter. Built for India, in Hindi & English.

ArthaCalc is a fast, all-in-one financial calculator made for India. Get accurate results with real insights — including post-tax returns, LTCG tax breakdowns, inflation-adjusted values, and goal-based planning that tells you exactly what to do next.

What makes ArthaCalc different?

Other financial calculators stop at the basics. ArthaCalc goes further. The SIP calculator gives you estimated returns alongside a complete Long-Term Capital Gains tax breakdown — the 12.5% LTCG tax on equity gains above ₹1.25 lakh, post-tax in-hand corpus, and inflation-adjusted value in today's rupees. You see the real picture, not just a theoretical number.

All the calculators you need:

SIP Calculator — Returns with LTCG tax, post-tax corpus, and today's value adjusted for inflation. SWP Calculator — Plan systematic withdrawals for regular income from your mutual funds. EMI Calculator — Monthly installments for home loans, car loans, personal loans, and more. FD Calculator — Fixed Deposit maturity and interest breakdown. RD Calculator — Recurring Deposit returns for your tenure. PPF Calculator — Long-term, tax-free Public Provident Fund projections. CAGR Calculator — Compound Annual Growth Rate for any investment. Inflation Calculator — See how inflation impacts your money over time. Simple Interest Calculator — Quick, straightforward interest calculation. Lumpsum Calculator — One-time investment growth with compounding.

Goal-based planning tools:

Dream Home Planner — Enter your dream home's current price and when you want to buy. ArthaCalc calculates the future price with property inflation, shows how much your current savings will grow, and tells you the exact monthly SIP or one-time lumpsum needed to bridge the gap. You get a full set of insights including savings growth, shortfall amount, and metro property tips.

Home Loan Prepayment — Add your outstanding loan details and model multiple prepayment scenarios. See how each extra payment reduces your total interest and shortens your tenure. Works with both floating rate and fixed rate home loans.

Currency Converter — Live rates from the European Central Bank. Convert between major currencies including USD to INR. Use the effective rate feature to check if your bank gave you a fair exchange rate.

Designed for India:

Available in English and Hindi. All numbers displayed in Indian format — lakhs and crores, not millions. Uses Indian tax rules and exemption limits. Choose between dark and light themes to match your preference.

Why people love ArthaCalc:

• Post-tax, inflation-adjusted results that show the real value of your investments
• Actionable goal planning — not just numbers, but a clear roadmap
• Home loan prepayment scenarios that save you lakhs in interest
• Live currency conversion with effective rate checker
• Clean, modern interface with no clutter
• Works offline (except currency converter)
• Hindi and English support
• Indian number format with lakhs and crores

Download ArthaCalc and start making smarter financial decisions today.