LO Mortgage Calculator

Built for loan officers. Conventional, FHA, VA & USDA logic, financed upfront MI, VA funding fee tiers, and a work-backwards mortgage calculator.

This is not a basic mortgage calculator.

It’s built specifically for loan officers who need fast, accurate numbers without second-guessing the math.

All calculations run automatically in the background — no spreadsheets, no mental math, no “did I factor that in?” moments.

Real-world loan logic

• Conventional loans with PMI handling • FHA loans with upfront MIP and optional financing • VA loans with funding fee exemptions, first-use vs subsequent-use tiers, and optional financing • USDA loans with upfront guarantee fee logic

Work backwards from payment

Start with a monthly payment and instantly see the maximum home price that fits — perfect for pre-qual conversations and on-the-fly scenarios.

Built for speed

Designed to get you from question → answer in seconds, whether you’re on a call, in a meeting, or at an open house.

No oversimplifications. No guesswork. Just lender-grade numbers, instantly.