Money Hive

SACCO & Chama bookkeeping — log savings, record loans, track fines & reports.

Money Hive is a bookkeeping and record-keeping app for savings groups, SACCOs, and investment clubs. It helps group administrators digitize their paper ledgers by providing a structured way to log and track all group financial activity. Money Hive does not provide, facilitate, or broker any financial services — it is a data management tool, similar to a digital ledger or accounting notebook.

FEATURES:

• Contribution Record-Keeping Log member contributions and view payment history. See who has paid and who is behind at a glance.

• Loan Ledger Record the details of loans your group has issued to its members. Log repayment entries and track outstanding balances. Money Hive does not originate, underwrite, or disburse any loans — it provides a digital ledger to record these activities after they occur.

• Fine Tracking Log fines for late payments or meeting absences. Keep transparent records for every member.

• Member Dashboard Each member sees a personal summary of their recorded savings, logged loan balances, and fine history.

• Admin Tools Group administrators can register members, log contributions, record loan details, and generate reports.

• Multi-Group Support Manage multiple group ledgers from a single account. Perfect for members who belong to different groups.

• Reports & Export Generate financial summaries and export data as PDF for group meetings, audits, or compliance review.

IMPORTANT: Money Hive is a record-keeping tool only. It does not provide, facilitate, or intermediate any financial services including lending, borrowing, or money transfers between users. All financial decisions and fund movements are made by the savings group independently, outside of the app.

WHO IS THIS FOR?

• Savings and Credit Cooperatives (SACCOs)
• Investment clubs (Chamas)
• Village Savings and Loan Associations (VSLAs)
• Merry-go-round groups
• Family savings groups
• Church welfare groups
• Any group that needs a digital ledger for their pooled finances

Money Hive brings transparency, accountability, and ease to group bookkeeping. No more paper ledgers, no more confusion — just simple, clear record-keeping for your group.