Renewa

Track credit cards, mortgages, insurance, bills, utilities, vehicle finance and savings in one place. Get smart reminders before rates expire so you never overpay.

Renewa keeps all your financial products in one place so you never miss a renewal, get caught on a bad rate, or pay more than you need to.

UK households overpay £37,331 in their lifetime simply by sticking with the same providers. Auto-renewals quietly increase your rates year after year. Renewa puts you back in control.

WHAT YOU CAN TRACK

Borrowing: Credit cards, mortgages, and loans with balance tracking and interest rates. Insurance: Home, car, pet, life, and travel policies with renewal dates and annual premiums. Utilities: Gas and electricity tariffs with rate end dates and monthly costs. Bills and Subscriptions: Mobile, broadband, TV/streaming, and gym contracts. Vehicle Finance: HP, PCP, PCH, salary sacrifice, and more with end dates and monthly payments. Savings: Fixed rate, Cash ISA, Stocks and Shares ISA, Premium Bonds, and regular savings with maturity dates.

SMART REMINDERS

Renewa sends you reminders months, weeks, and days before your products expire or need renewing. Notifications are tailored to each product type and increase in urgency as the date approaches so you always have time to act.

MONTHLY SUMMARY

Receive a summary notification on the 1st of each month showing how many products are expiring soon, so you stay on top of your renewals without opening the app.

AUTO BALANCE TRACKING

Enable balance tracking on borrowing products and Renewa estimates your remaining balance each month based on your interest rate and payments. Watch your debt reduce over time.

BUILT-IN CALCULATORS

Four financial tools built into the app. The debt calculator shows the true cost of borrowing and the impact of overpayments. The salary calculator works out your take-home pay with accurate HMRC tax rates, National Insurance, student loans, and pension contributions. The budget planner helps you track income and expenses to find savings. The pension forecast projects your retirement pot based on contributions and growth.

CALENDAR VIEW

See all your upcoming renewals on a monthly calendar. Dates are colour coded by urgency so you can spot clusters and plan ahead. Tap any day to see what needs attention.

YOUR DASHBOARD

Products are colour coded by urgency. Red for expiring soon, amber for upcoming, green for safe, and blue for products with no end date. Focus on what needs attention first, with safe products tucked away until you need them.

OVERVIEW AND REPORTS

View your total debt, net worth, and spending broken down by category. Generate a PDF annual report with spending breakdowns to share with a partner or financial adviser. Export all your data as a CSV spreadsheet at any time.

QUICK ADD WITH 235+ UK PROVIDERS

Add products in seconds using pre-loaded templates for over 235 UK providers. Select your provider and Renewa fills in the details so you can get set up quickly.

TAKE ACTION

When a product expires, tap "I've renewed this" to update it instantly with pre-filled details. Set a reminder to come back later, or mark it as cancelled. Renewa makes it easy to stay in control.

SECURE AND PRIVATE

Your data is protected with PIN and Face ID authentication. Renewa does not connect to your bank accounts, access your transactions, or share your data with third parties. Everything you enter stays private.

Renewa is completely free with no ads, no premium tiers, and no hidden charges. Whether you are tracking one credit card or managing a full financial portfolio, Renewa helps you stay ahead and keep more of your money.