360 ONE Wealth - Lending

360 ONE Lending — A Digital Platform for Asset-Backed Credit

Access lending solutions against eligible assets with transparency and control.

The 360 ONE Lending App is a digital platform that enables clients to explore and manage asset-backed lending solutions offered by 360 ONE Prime Limited, subject to applicable terms, conditions, and internal policies.

The platform supports a structured lending experience—from onboarding and loan application to ongoing loan management and closure—helping clients monitor and manage their credit facilities efficiently.

Key Platform Capabilities

• Asset-Backed Lending Solutions Clients may explore lending products backed by eligible financial and physical assets, subject to valuation, documentation, and credit assessment.

• End-to-End Loan Lifecycle Management The platform enables loan onboarding, servicing, and closure.

• Loan Management & Servicing Features Clients can view and manage:

• Loan utilisation and outstanding balances
• Additional withdrawals, where applicable
• Repayments and transaction history
• Pledging and unpledging of eligible assets
• Loan closure requests, subject to conditions

• Transparent Information Display Interest rates, charges, and key loan terms are presented clearly, in accordance with applicable disclosures.

Security & Data Protection

The platform follows industry-standard security practices and safeguards to protect client data. Access to features and services is governed by authentication controls and applicable policies.

Important Disclosures

• All lending products are subject to eligibility, credit appraisal, documentation, and internal approval. • Interest rates, loan-to-value ratios, and tenures may vary based on product, asset class, and client profile. • The platform does not constitute a loan offer. Final terms are communicated at the time of sanction. • 360 ONE Prime Limited reserves the right to modify, suspend, or discontinue any product or feature in accordance with applicable regulations.