Mpangosmart

MpangoSmart - Transparent Digital Loans

Loan Details: Amount: TZS 100,000 - 9,000,000 Term: 1-12 months Monthly Interest: 3.5% APR: 94-112% (varies by term)

Cost Breakdown:

1. Monthly Interest: 3.5%
2. Government VAT: 18%
3. Insurance: 3%
4. Processing Fee: TZS 10,000

Example: TZS 2,500,000 for 3 months

• Principal: 2,500,000
• Interest: 262,500
• VAT: 450,000
• Insurance: 75,000
• Processing: 10,000 Total: 3,297,500 Monthly: 1,099,167 APR: ~105%

Eligibility:

• Tanzanian resident, age 21-60
• Valid National ID (NIDA)
• Active mobile money/bank account
• Regular income

How It Works:

1. Download & register
2. Apply with amount & term
3. Get instant approval
4. Receive funds
5. Repay easily

Disbursement: M-Pesa, Tigo Pesa, Airtel, Halotel, all major banks

Why Choose Us:

• Fully regulated by Bank of Tanzania
• Tax compliant (TIN: 177-114-820)
• Full cost transparency
• Secure & encrypted
• No early repayment penalty

Important:

• 18% VAT collected as per TRA
• Late payments may incur charges
• Approval subject to assessment
• Read agreement carefully

Support: Email: support@mpangomzima.com Website: mpangomzima.com Address: Dodoma, Tanzania

Privacy:

• Data encrypted & secure
• Only necessary information collected
• Never access private contacts/gallery
• Tanzania Data Protection compliant

MPANGO MZIMA FINANCE LIMITED TIN: 177-114-820 Licensed by Bank of Tanzania

By using MpangoSmart, you agree to all terms and costs. Examples for illustration. Actual costs vary.