Direct Lending - BNPL Malaysia

Car broke down? Need medical treatment? Don't worry — with Direct Lending, get the services you need now and pay in easy monthly instalments.

Direct Lending is a Shariah-compliant BNPL (Buy Now, Pay Later) app built for real needs. We help Malaysians manage essential expenses with flexible instalments up to 12 months at over 3,000 partner merchants nationwide.

WHAT CAN YOU PAY LATER FOR?

Car Servicing & Repairs — Car service, tyre change, engine repair and more at workshops near you.

Vehicle Takaful — Renew your vehicle takaful and pay in monthly instalments.

Medical & Health — Treatment at hospitals, clinics, dental clinics and pharmacies. Your health should not wait.

WHY DIRECT LENDING?

Built for Real Needs — We focus on essential spending: car repairs, medical bills and takaful. The things that matter most in your daily life.

Real Human Support — Talk to a real person during working hours. We treat every customer like a friend, not just a number.

Shariah-Compliant — Certified by Amanie Advisors.

Approved in 15 Minutes — Register with your WhatsApp number, verify your identity, fill in information and get approved within 15 minutes during working hours. 100% Online.

3,000+ Partner Merchants — Car workshops, takaful merchants, clinics and more across Malaysia.

Flexible Instalments — Choose 3, 6, 9 or 12 months with limits up to RM 5,000.

Scan & Pay — Scan QR codes at partner merchants for instant payment.

Clear Pricing — Profit rates shown upfront. No hidden fees. Every ringgit accounted for.

HOW TO GET STARTED:

1. Download and open the Direct Lending app
2. Register with your WhatsApp number
3. Verify your identity & fill in information
4. Get approved within 15 minutes — limits up to RM 5,000
5. Scan QR at partner merchants — pay later for what matters

Need help? Our friendly team is ready to help during working hours. We're real people, not chatbots.

Direct Lending — because every hardworking Malaysian deserves fair and affordable financing.

Website: https://www.directlending.com.my Privacy Policy: https://www.directlending.com.my/privacy-policy/