Gradually

Private expense tracking with budgets, group bill splitting, and end-to-end encrypted sync. Your finances stay yours.

Gradually is a privacy-first expense tracker and budget app with group bill splitting. Log spending in seconds, see exactly where your money goes, and settle up with friends, with every record end-to-end encrypted before it leaves your device.

Track spending, analyze trends, and grow your wealth in an elegant, clutter-free interface. Built for people who want powerful analytics without sacrificing simplicity or privacy.

Free Features:

Transaction Tracking: Effortlessly log expenses and income with smart categorization, vendor details, and a built-in calculator.

Accounts & Net Worth: Track balances across bank accounts, credit cards, investments, and assets with real-time net worth calculations.

Spending Insights: Understand your habits with interactive charts, category breakdowns, and trend analysis across any time period.

Budgets: Set monthly or yearly spending budgets, overall or for specific categories, and see whether you're on pace at a glance.

End-to-End Encrypted: Your data is encrypted on your device before it ever leaves. We can't read it, and neither can anyone else.

Passwordless Login: Sign in with passkeys, the same biometric technology that secures your device. No passwords to remember, reset, or leak.

Local-First: Everything works offline. No internet required.

Gradually Premium (Subscription):

Unlock the full experience with a Gradually Premium subscription. Includes a 1-month free trial; auto-renews monthly until cancelled. Cancel anytime in your Apple ID subscription settings.

• Smart Import: Scan receipts and bank-alert screenshots with on-device AI, or import CSV and Excel files. No manual typing needed.

• Recurring Transactions: Automatically log repeating income and expenses on a schedule you set.

• Multi-Currency Support: Seamlessly manage accounts and transactions in different currencies with live exchange rates.

• Group Expenses: Track shared expenses, split bills item by item, and settle up with friends or family.

• Encrypted Cloud Sync: Securely sync your data across all your devices with end-to-end encryption.

• Unlimited Categories: Create as many custom categories as you need to organize your finances your way.

Download Gradually today and take the first step toward owning your money.

Terms of Use (EULA): https://gradually.app/terms