Sparkpay - Gift, Bills & Coins

SparkPay – Your everyday money app Send money, pay bills, buy or sell gift cards, and create virtual dollar cards — all in one place.

What you can do Virtual Dollar Cards Create instant virtual cards for online payments, subscriptions, and international purchases — no physical card needed. Bill Payments Pay electricity bills, buy airtime and data (MTN, Airtel, Glo, 9mobile), and renew DStv or GOtv — in seconds. Gift Cards Buy gift cards from top brands or sell your unused ones for cash at competitive rates. Wallet & Transfers Fund your wallet, send money to anyone, and withdraw to your bank. Fast and straightforward.

Why SparkPay • Bank-level encryption with Face ID, Touch ID, or PIN support • Fast transactions — most complete within minutes • No hidden fees • In-app support whenever you need it

Getting started Download → Verify your identity → Fund your wallet → You’re set.