VIVA PFM

Manage your money with confidence. Track expenses, maximize your benefits, and stay protected from scams — all in one simple app.

VIVA is a simple and secure personal finance app designed to help you stay in control of your money, understand your benefits, and protect yourself from scams.

Whether you want to track daily spending, plan, or feel safer from financial fraud, VIVA gives you clear tools and guidance — without complexity.

Key Features

Expense Tracking Made Simple

Easily track your daily expenses in one place

See where your money goes with clear summaries and insights

Stay aware of your spending habits without complicated charts

Maximize Your Benefits

Discover government benefits and programs you may qualify for

Easy-to-understand explanations, no confusing financial language

Helps you make informed decisions about your finances

Scam & Fraud Protection

Get alerts and tips to help recognize common scams

Learn how to protect yourself from fraud calls, emails, and messages

Stay informed with simple, practical guidance

Clear Financial Overview

A clean dashboard that shows your financial situation at a glance

Helpful reminders and insights to support better money decisions

Designed for Ease of Use

Simple navigation and readable design

Built for confidence, not complexity

No financial expertise required