Roots: Wealth Growth Made Easy

Roots is a wealth-building community where renters, investors, and partners grow their wallets—and their well-being—side by side. We make it easy for anyone to build long-term wealth through real estate investing and financial education—no fortune required, no finance degree needed.

LEARN, EARN, AND GROW Roots turns building wealth into something you can actually keep up with: learn the habits, earn rewards for taking action, and grow toward what matters most.

LEARN to build wealth and better credit Everyone starts with a personalized 52-week Wealth Building plan—one simple action each week. Small, bite-size progress that turns into real, repeatable habits over time.

EARN Investable Rewards™ As you complete financial challenges, reach milestones, and build healthy money habits, you can earn Roots Investable Rewards™. Every step keeps you moving toward your next one.

GROW and save for what's next Turn your actions into assets. In the Roots Growth Market, redeem your Investable Rewards™ toward the goals that matter most:

• Invest in real estate
• Contribute toward a future home purchase
• Unlock financial coaching
• Access resources that strengthen your long-term financial health

WHY ROOTS

• Start where you are. You don't need to be wealthy or own a home to begin building wealth.
• Progress you can feel. One step a week adds up—and you're rewarded for showing up.
• A real win-win. Renters, investors, and partners build wealth side by side, so the whole community grows together.
• Turn actions into assets. Your rewards become real progress toward real goals.
• Stay in control. Follow your progress and get clear information about fees and risks, anytime.
• Real people, real support. Our team is here to help you take your next step.

WHO IT'S FOR Whether you're taking your very first step toward financial health or adding a tangible asset to a diverse portfolio, Roots meets you where you are. New to this? You get plain-language guidance and bite-size wins. Further along? You get real ways to put your progress to work. And everyone gets to feel good about where their money goes.

A WIN-WIN COMMUNITY Building wealth should be accessible to everyone—and we're better when we build it together. When you grow with Roots, renters, investors, and partners all grow side by side. That's Real Returns, Real Impact.

HOW IT WORKS

1. Download the app and start your personalized 52-week Wealth Building plan.
2. Take one simple action each week to build habits and momentum.
3. Earn Investable Rewards™ as you complete challenges and reach milestones.
4. Grow—redeem your rewards in the Roots Growth Market toward real estate, a future home, coaching, and more.

Plant the seed for future wealth. Download Roots and take your first step today.

— This is neither an offer to sell nor a solicitation of an offer to buy the securities described herein. Only the offering circular and related subscription agreement makes such an offer. Investing involves risk, including possible loss of principal; investments and distributions are not guaranteed. Past performance is not indicative of future returns. An investor's, as well as a renter's, ability to invest is subject to the investor suitability standards set forth in the offering circular. Roots is a Regulation A Tier 2 offering qualified by the SEC.

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