Elixir: Earn 5% on all spends

Elixir delivers generous rewards on every online spend—3% minimum on groceries, travel, fashion, food, and more. You can boost to 5% by burning calories, and redeem rewards as 100% cashback on gym memberships (Cult, Gold's Gym, Anytime Fitness, and more). It also offers 10% rewards on India's healthiest brands across protein, athleisure, skincare, and sports.

All of this comes in a slick, zero-fee app with no joining fees, no annual fees, and no paperwork. Get the card in 2 minutes and enjoy broad eligibility—designed for everyone who loves rewards and staying fit.