Mijn Hypotheek

Mijn Hypotheek - Your Complete Mortgage Calculator

Plan your home purchase with confidence using Mijn Hypotheek, the most comprehensive mortgage calculator designed specifically for the Dutch market. Whether you're a first-time buyer or refinancing, our app helps you understand every aspect of your mortgage with detailed calculations and clear visualizations.

Key Features:

Complete Mortgage Planning • Calculate mortgage payments based on purchase price, down payment, and loan duration • Support for variable and fixed interest rate periods (1-25 years) • Advanced interest rate segmentation with multiple brackets (up to 100%, 90%, 80%, 70%, 60% of property value) • Flexible mortgage durations from 5 to 30 years • Detailed buyers costs breakdown including:

• Transfer tax (overdrachtsbelasting)
• Property valuation fees
• Transfer and mortgage contract costs
• Mortgage advice fees
• Estate agent fees
• Technical inspection costs
• Custom additional costs • Monthly expenses tracking:
• Utilities
• VVE (homeowners association) fees
• Ground lease (erfpacht)
• Insurance
• Custom monthly expenses

• Monthly payment breakdown showing:

• Gross and net monthly payments
• Interest and principal components
• Tax return benefits
• Remaining loan balance
• Home ownership percentage • Yearly payment summaries • One-off extra payment planning per month • Visual progress tracking with ownership percentage bars